Electronic communications consent

Consent to electronic delivery

By affirmatively accepting this consent, you agree that GoodLoan may provide legally permitted records electronically, including application information, identity-verification requests, cost-of-borrowing disclosures, loan offers, agreements, payment authorizations, statements, servicing notices, privacy notices and changes to terms.

Electronic delivery may occur through the borrower portal, email, secure link, electronic-signature platform or another method disclosed to you.

Electronic signatures

You agree that an electronic signature or affirmative electronic action may have the same legal effect as a handwritten signature where permitted. You must review each document before signing and should download or print a copy for your records.

Technical requirements

• A current email address and telephone number
• A device with internet access and a supported browser
• Ability to open standard web pages and PDF documents
• Enough storage or printing access to retain copies
• Security controls for the device and email account

GoodLoan should notify you if material technical requirements change.

Paper copies

You may request a paper or downloadable copy of an electronic record by contacting GoodLoan. Any legally permitted charge must be disclosed before it applies. GoodLoan should not charge for a copy where the law requires it to be provided without cost.

Updating contact information

You are responsible for keeping your email, phone number and mailing address current. A communication sent to outdated contact information may delay important notices.

Withdrawal of consent

You may withdraw consent to electronic delivery by using the method stated in the final consent or contacting GoodLoan. Withdrawal does not invalidate records already delivered or signatures already completed. If electronic delivery is necessary to provide a product, withdrawal may affect future account access or service, but it does not cancel an existing debt.

Marketing is separate

Consent to receive required application or servicing communications is not the same as consent to receive promotional messages. Commercial electronic messages are subject to applicable consent, identification and unsubscribe requirements.