Corporate and regulatory information
GoodLoan licence and regulatory information
GoodLoan Financial Inc. will offer personal-loan products only where the company has confirmed that the product may legally be offered and any required licence or registration is active.
Corporate information
Legal name: GoodLoan Financial Inc.
Operating name: GoodLoan
Mailing address: 2301-170 Hargrave Street, Winnipeg, Manitoba R3C 3H4, Canada
Email: goodloan.ca@gmail.com
Telephone: (437) 524-6683
Corporate registration or business-number details should be added only after verification against official records.
Province and product status
| Jurisdiction | Product | Status to display before launch |
|---|---|---|
| Manitoba | Personal installment loan | Confirm whether the final product is a high-cost credit product and insert any required licence number. |
| Ontario | Personal installment loan | Confirm product classification, disclosure obligations and any applicable registration or licence. |
Manitoba high-cost credit
Manitoba requires a licence to offer, arrange or provide a product classified as high-cost credit. The classification can depend on the annual interest rate and product features. GoodLoan must obtain legal confirmation before advertising availability and must display information required by the licence and regulation.
Ontario consumer credit
Ontario regulates cost-of-borrowing disclosures and other consumer credit practices. Payday lending is a separately regulated category. GoodLoan must confirm the classification of each product and avoid describing a personal installment loan as licensed unless that statement is accurate.
Federal interest limit
Canadian criminal-interest rules impose a 35% APR limit for most lending products, with statutory definitions and exemptions. GoodLoan’s calculation, fees and charges must be reviewed together, not only the stated interest rate.
Verify information
Consumers may contact the Manitoba Consumer Protection Office or Consumer Protection Ontario to ask about applicable consumer rules. A regulator’s website should be used to verify any licence that GoodLoan displays.
Changes
This page should be updated promptly when a licence, product, business name, address, regulator status or permitted jurisdiction changes.
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